We help first time buyers get the most appropriate mortgage propositions available, tailored to your individual needs by searching 1000’s of different mortgages. We can also help you as a first-time buyer by assisting you with the admin involved, helping you complete the legal paperwork, so you can feel confident it’s accurate & correct. We fully discuss and can help with your protection needs to ensure you have the ability to feel safe. By taking protection precautions can help you avoid situations where you may lose your home or be unable to pay your mortgage.
Buying your first home is an exciting milestone, but it’s also a big financial commitment. Mortgages are one of the most significant single transactions you are likely to make in your lifetime. For that reason, it’s essential to make sure that you have accurate and reliable guidance throughout the entire process. Contact us to chat about your specific needs and requirements.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Equity Release includes lifetime mortgages and Home Reversion Schemes. We can advise and arrange lifetime mortgages and will refer to an appointed specialist for Home Reversion Schemes. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £300 to £1000 and this will be discussed and agreed with you at the earliest opportunity.
Serene Advice Ltd are an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Serene Advice Ltd are registered I England and Wales. Registered No: 13371549. Registered Office: 86 Darlington Road, Hartburn, Stockton on Tees, TS18 5EY.
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