With over 20 years’ experience within the financial industry Serene Advice Ltd have dealt with numerous types of mortgage and protection needs for a variety of customers.
From taking your very first step onto the property ladder to gaining advice about releasing equity during your golden years – each customer is tret with the same level of expertise, compassion and respect they deserve.
Whatever stage of your financial journey you are at it is our mission to support you every step of the way. We will listen, chat, advise ‘hold your hand’ if required to make the process as stress free and easy as possible. Giving you the most suitable outcome for your individual needs.
What we know and do best
With over 16 years’ experience within the mortgage and protection industry Serene Advice Ltd have dealt with numerous types of mortgage and protection needs. We can offer you a wealth of experience and knowledge to support you in these areas.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Equity Release
Equity release is a way of freeing up some of the money you have tied up in your home for you to use, either as an income, or a lump sum.
First Timer Buyer Mortgage
We help first time buyers get the best mortgage deals available, tailored to your individual needs by searching 1000’s of different mortgages.
Remortgage
We believe that every mortgage should be stress and hassle-free. A remortgage replaces one mortgage with another, where your new mortgage repays your existing mortgage.
Home Mover Mortgage
We understand that your circumstances can change and that when you decide to move home, you also need to consider moving your mortgage.
Self Employed Mortgage
As we offer independent mortgage advice we have access to a huge amount of nonstandard propositions and most importantly lenders that you cannot get access to as a member of the public.
Buy to Let Mortgage
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Bad Credit Mortgage
If you have bad or poor credit it does not necessarily mean you won’t be able to gain a mortgage.
Self-Build Mortgage
We can find the most suitable lender to match your requirements, leaving you free to plan building and indeed turn your dream home ideas into reality.
Specialist Advice
As we offer independent mortgage advice we have access to a huge amount of nonstandard propositions and most importantly lenders that you cannot get access to.
Protection Advice
Its very easy to turn a blind eye or overlook your protection needs – We do not feel this is an option.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Equity Release includes lifetime mortgages and Home Reversion Schemes. We can advise and arrange lifetime mortgages and will refer to an appointed specialist for Home Reversion Schemes. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £300 to £1000 and this will be discussed and agreed with you at the earliest opportunity.
Serene Advice Ltd are an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Serene Advice Ltd are registered I England and Wales. Registered No: 13371549. Registered Office: 86 Darlington Road, Hartburn, Stockton on Tees, TS18 5EY.
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