Typically, there are lots of people whom work for themselves………..
But the prospect of gaining a mortgage when you are self-employed can often feel like your stood at the bottom of mount Everest. Let us climb that mountain for you – getting a mortgage when you’re self-employed can be tricky, often because mortgage lenders have to comply with strict rules to ensure you can afford your loan. One of the biggest hurdles can be proving what you’ll earn each month. Having expert knowledge and good relationships with the lenders we can find the most appropriate lender for you to suit your individual needs. We can also help and advise on what information and documentation will be required and fully explain the process from application to completion.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Equity Release includes lifetime mortgages and Home Reversion Schemes. We can advise and arrange lifetime mortgages and will refer to an appointed specialist for Home Reversion Schemes. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £300 to £1000 and this will be discussed and agreed with you at the earliest opportunity.
Serene Advice Ltd are an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Serene Advice Ltd are registered I England and Wales. Registered No: 13371549. Registered Office: 86 Darlington Road, Hartburn, Stockton on Tees, TS18 5EY.
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